Those of us that are conservative in how we run our lives do not ask for a bailout, a rescue. We don't ask for a reward for how we conduct our finances, yet perhaps that is just what should happen.
The behavior you reward is what you get. Reward bad choices, you get more bad choices... Reward good choices and let bad choices suffer gets you a better economy, society...
I propose that the Federal government NOT help those hurting... instead reward those who have a mortgage that is 33% or less of their total income... Who do not have huge credit card debts... Reward those who are responsible for themselves.
Then, as those who made bad choices slowly recover perhaps they will see the light and live their lives responsibly.
I know I know.... But one can hope.